Welcome to a truly unique property in one of the area's most desirable neighborhoods and the perfect blend of comfortable living and financial flexibility. Easy owner occupied financing available. The entire ground floor is reserved for the RECENTLY UPGRADED owner's residence, featuring three spacious bedrooms, two full bathrooms, and the rare convenience of two kitchens-ideal for multi-generational living, entertaining, or creating a separate guest space. Step outside to enjoy your own private backyard with room for a garden and inviting patio, providing plenty of room to relax and entertain. Owner's Unit is delivered VACANT. One of the home's greatest advantages is that three additional well-maintained units are already occupied, generating consistent monthly rental income. The rental income can significantly offset your mortgage payment, making homeownership more affordable while allowing you to enjoy the privacy and comfort of a single-family home. The property has been thoughtfully maintained with low-maintenance ownership in mind and includes attached garages, updated electrical systems, a newer roof, sewer & sidewalk certificates provided by seller. Whether you're looking for a forever home with room to grow, space for extended family, or the financial security that comes from supplemental rental income, this one-of-a-kind property offers a lifestyle that is increasingly difficult to find. Come take a look, see for yourself.