Closing Costs & Other Resources

“Thank you Pamela Strike Fullerton for raising the bar in all you do. You inspire me every day .”
– Heidi Marchesotti, Managing Partner, Highland Partners

Buyer’s Closing Costs

Typical, but not standard, these costs are what a Buyer might expect to pay for their purchase to close escrow
​Title insurance policy premiums
Escrow fee
Notary fee
Property tax proration (from date of acquisition)
Special delivery/courier fees
Document recording charges
Homeowners’ association transfer fee and prorata dues
City costs
Home Warranty according to contract
Inspection fees according to contract (termite, roof, property, geological, etc.)
Matters of record against the buyer (tax liens, judgments, etc.) and fees required to clear them
Fire insurance premium for first year
Assumption/change of record fee, for takeover of existing loan
Lender’s new loan charges
Interest on new loan from date of funding to 30 days prior to first payment date
Other prorations (rents’ insurance, etc.) if applicable
50% Of City Transfer Tax. Oakland: 1.5% of sales price. Piedmont 1.3%, Berkeley 1.5%, Lamorinda No city transfer tax

Seller’s Closing Costs

Typical, but not standard, these costs are what a Seller might expect to pay for their purchase to close escrow
Real Estate Commission
Notary fees
Property tax proration (to date of acquisition)
Special delivery/courier fees, if required
Document preparation fees
Document recording charges
Homeowners’ association statement fee and prorata dues
City costs
Home Warranty according to contract
Work/repairs required according to contract
Matters of record against the property or seller (loans, tax liens, judgments, etc.) and fees required to clear them (statement fees, reconveyance/trustee fees and prepayment penalties)
Bonds and assessments according to contract
Document – County transfer tax ($1.10 per $1,000 of sales price Alameda & Contra Costa)
50% Of City Transfer Tax. Oakland: 1.5% of sales price. Piedmont 1.3%, Berkeley 1.5%, Lamorinda No city transfer tax

Numbers for Local Resources

P i e d m o n t  / O a k l a n d  /  B e r k e l e y
  • Phone and Cable (Comcast) – (800) 945-2288
  • Pacific Bell AT&T – (800) 310-2355
  • Pacific Gas and Electric – (800) 743-5000
  • Water (EBMUD) – (866) 403-2683
  • Garbage Waste Management – (510) 430-8509
  • Garbage (City of Berkeley) – (510) 981-6351
  • Garbage (City of Piedmont) -(510) 262-7100  Includes Bulk Pick Up
  • East Bay MUD (Water)- (866) 403-2683
  • Oakland Tribune – (510) 208-6300
  • Piedmont Post – (510) 652-2051
  • San Francisco Chronicle – (800) 281-2476
  • Piedmont Unified School District
    (510) 594-2600
  • Oakland Unified School District
    (510) 879-8582
  • Berkeley Unified School District
    (510) 644-6348
  • Change Your Address Online